Most people turn to their local bank or credit union for a home loan, rather than an independent Mortgage Broker. What you might not know is that an independent Mortgage Broker is often the best choice and they are able to offer you more loan options than banks and credit unions.
What differentiates Seafirst from a bank?
SEAFIRST
- We partner with several lenders to offer multiple loan products, allowing you to choose the best option for you.
- We often offer lower rates and cheaper costs due to less overhead.
- We are licensed mortgage experts – we consistently undergo continuous training.
- We specialize in mortgages only.
- We adapt to industry changes quickly.
BANKS & CREDIT UNIONS
- Are only able to offer limited loan products they have in-house – which may not be the best fit for your needs.
- They often offer higher rates.
- Banks are not required to be licensed, and are not held to the same standards and regulations as brokers in terms of testing and ongoing training.
- They offer many other loan products (auto, boat, etc.) so mortgages are not their main focus.
- Are slower to adapt to change due to large organization operations.
95% of our business is returning clients and word-of-mouth. We’d love the chance to show you why. Give us a call!