WHAT TO EXPECT DURING THE LOAN PROCESS

The mortgage world is different than it was just a few short years ago. New regulations and oversight have created additional complexity within the mortgage industry. This complexity can occasionally result in a longer processing time for mortgage applications. Typically, our process takes about 30 days from the time we receive all the necessary paperwork from you.

Our goal is to guide you through each stage of this process and provide a simple, enjoyable experience that gets you the mortgage financing you deserve.

What will we need from you?
There are numerous documents we will be required to collect throughout the process. Occasionally, this list of documentation grows or changes depending on the specific circumstances surrounding your application. We appreciate this can be frustrating. The quicker and more complete all documentation reaches our office, the smoother your financing will go.

Here are some examples of items we typically need:

• Paystubs or other proof of income
• Bank Statements
• Asset statements (401ks, IRAs, investment accounts, etc.)
• Tax returns
• W-2’s
• Driver license